Denise Stempien, Stempien & Associates with Remerica United RealtyPhone: (734) 658-4389
Email: [email protected]
Email: [email protected]
Insurance endorsements allow you to make amendments or additions to an existing insurance policy. Endorsements can extend your personal property coverage, personal injury coverage and covered perils.
Endorsements let homeowners customize their coverage to better suit their needs. Here's how:
An Insurance endorsed product represents legal, binding modifications to the original insurance coverage you purchased. Your first policy could include normal damage, such as replacement of a roof during an explosion.
However, loss of expensive personal possessions – like jewelry and furniture – can be excluded. For more security, you can add endorsements.
Homeowner insurance endorsements provide a new level of homeowners insurance coverage as part of the existing coverage.
Homeowners insurance endorsement allows for customization if you have particular assets you want to protect, such as valuable personal belongings.
Insurance endorsements change the coverage of a particular insurance. You can request endorsements to increase your insurance rates, so ask your broker for more information.
A certificate of endorsement adds coverage for an additional party on your liability coverage. This includes any endorsements to the original homeowners insurance policy or other type of policy.
HOBIZ, or Home Business Insurance Coverage, is an optional endorsement for home businesses. Also referred to as a home business endorsement, this amendment allows broad liability and property coverage as part of an existing policy.
Life changes quickly. Having the right coverage and making appropriate changes to your insurance policy can make all the difference. Speak with your local homeowners insurance provider to learn more about endorsements you may need.
You can feel confident that you picked the right Realtor because I earned my place as one of the top local real estate agents locally. My website has a ton of resources that can help you search for your new home. Feel free to use my website, free of charge and with no strings attached. If you need representation or just have any questions at all, I'm always here to help. Call me today!
I am fully aware of the current market trends and what it takes to get a great deal on your dream home or get top dollar for your current home. When it comes to getting the job done right, you can count on me.
I have a great team of professional affiliates, including lenders, inspectors, carpet cleaners and even licensed professionals for full renovation projects throughout the Wayne, Oakland, Washtenaw, Livingston, Monroe and Jackson Counties.
This process is all about you and your needs. Real estate is a big investment and I understand that. One thing you will get with me is a professional personal relationship. We work together through the entire process and in the end, that goes a long way. For more information, feel free to contact me: email, call or text. I would love the opportunity to earn your business and partner with you in regards to your real estate needs.
Denise Stempien ABR, SRS, PSA (734) 658-4389.
