Stempien & Associates with Remerica United Realty
Denise Stempien, Stempien & Associates with Remerica United RealtyPhone: (734) 658-4389
Email: [email protected]

Choosing the best homeowners insurance

by Denise Stempien 11/14/2023

Photo of a home exterior

Choosing the best homeowners insurance can seem like a daunting task. Luckily, there are some ways you can make the process easier. Here are some tips to get you started:

How to choose the best homeowners insurance policy for you

The first step to choosing the best policy is to understand what's included in homeowners insurance coverage. Homeowners insurance covers damage to your home, as well as personal liability coverage for damages or injuries.

A homeowners policy can also help pay for temporary lodging if you're unable to live in your home while it's repaired. This is included in the part of coverage for additional living expenses.

How to compare homeowners insurance companies

When comparing insurance providers, there are three key things to consider: cost, location and reviews. You can compare the cost of homeowners insurance policies by getting quotes from providers.

The rate quotes will be partially based on your location and other factors like crime or extreme weather. Also, reading reviews can give you insight into a company's policies and customer service.

How to tailor your insurance coverage and bundles

A homeowner insurance company can offer a variety of extra protection in the form of personal property coverage for personal belongings. However, if you live in an area prone to floods or earthquakes, you'll need an additional policy for extended coverage.

Discussing your needs with an insurance provider is the best way to determine you get the coverage you need.

About the Author
Author

Denise Stempien

You can feel confident that you picked the right Realtor because I earned my place as one of the top local real estate agents locally. My website has a ton of resources that can help you search for your new home. Feel free to use my website, free of charge and with no strings attached. If you need representation or just have any questions at all, I'm always here to help. Call me today!

I am fully aware of the current market trends and what it takes to get a great deal on your dream home or get top dollar for your current home. When it comes to getting the job done right, you can count on me.

I have a great team of professional affiliates, including lenders, inspectors, carpet cleaners and even licensed professionals for full renovation projects throughout the Wayne, Oakland, Washtenaw, Livingston, Monroe and Jackson Counties.

This process is all about you and your needs. Real estate is a big investment and I understand that. One thing you will get with me is a professional personal relationship.  We work together through the entire process and in the end, that goes a long way. For more information, feel free to contact me: email, call or text. I would love the opportunity to earn your business and partner with you in regards to your real estate needs.

Denise Stempien ABR, SRS, PSA (734) 658-4389.